Circle names DAPL among its first 2026 grant recipientsRead more

Digital asset infrastructure for Africa, in plain answers.

23 questions about Arrel, DAPL and working with African financial institutions.

Arrel and DAPL

What is Arrel?

Arrel is digital asset infrastructure for Africa. Its platform, DAPL, connects any custodian, exchange, stablecoin rail and compliance tool through one API, and runs inside the institution's own licence. Arrel Technology LTD is based in Port Louis, Mauritius, and works with banks, payment providers and asset managers across Africa.

What is DAPL?

DAPL is Arrel's Digital Asset Platform: one API layer between an institution's own systems and its digital asset providers. It connects wallets and custody, 11 trading venues, major blockchains, stablecoin settlement and compliance checks, so the institution integrates once and changes providers by configuration rather than by rebuilding.

What does vendor-agnostic mean here?

It means the institution keeps the providers it already uses and can add or switch one without re-integrating. DAPL sits above the providers, so a change of custodian, venue or screening tool is a configuration change and the institution's own systems stay the same.

What are DAPL's modules?

DAPL has eight modules behind one API: execution, custody orchestration, wallets and chains, stablecoin settlement, compliance, governance and controls, audit and reporting, and the tokenization engine. Institutions in Africa use the modules they need and add others later.

How long does it take to launch?

Institutions typically go live in weeks instead of the 6 to 12 months a direct build across several providers takes, because DAPL arrives already connected to the providers and the compliance checks.

Africa and regulation

Who is Arrel for?

Arrel is built for regulated financial institutions in Africa: banks, payment providers and remitters, asset managers, exchanges and brokers, fintechs and issuers. Markets in scope include South Africa, Mauritius, Kenya, Nigeria, Ghana, Mozambique and Botswana, with the UAE as a gateway.

Is Arrel a custodian or a regulated entity?

No. Arrel is a technology provider. It does not hold client assets and is never the regulated party. DAPL is deployed inside the client's own regulatory perimeter or a licensed partner's, and assets stay with the custodian the client chooses.

Do we need our own licence?

Not necessarily. DAPL runs inside your own regulatory perimeter or inside a licensed partner's, for example an FSCA-licensed partner in South Africa.

When did FIC Directive 9 take effect?

FIC Directive 9, which applies the Travel Rule to crypto asset transfers in South Africa, has been in force since 30 April 2025.

When does CARF apply in South Africa?

CARF applies in South Africa from 1 March 2026, and the first return is due on 31 May 2027.

How many CASP applications had the FSCA received?

As of 12 December 2025, the FSCA's list showed 512 applications from crypto asset service providers, of which 300 were approved, 14 declined and 121 withdrawn.

Integrations

Which providers does DAPL connect to?

DAPL connects to custody technology from Fireblocks and Sodot, to South African venues VALR, Luno and Xago and global venues including Binance and Kraken, to Chainalysis and LedgerBrain for transaction screening and to Sumsub for identity checks. The full list is on the Integrations page.

Which venues are available for African institutions?

South African venues VALR, Luno and Xago sit alongside global venues such as Binance, Bitfinex, Bitstamp, Bybit, Kraken, KuCoin, LMAX Digital and Poloniex, all through one integration.

Can we bring a provider that is not listed?

Yes, talk to Arrel. New providers are added to DAPL as integrations, so institutions using DAPL can then switch to them by configuration.

What do Live, On request and Roadmap mean?

Live integrations are available through DAPL today. On-request integrations are not switched on by default but can be enabled for a client that needs one. Roadmap integrations are planned but not yet available.

Which blockchains are supported?

DAPL supports Ethereum, Bitcoin, Stellar, Polygon, Tron, BNB Smart Chain, Base, Arc, Arbitrum One and Optimism through one API.

Security and compliance

How does compliance work on every transfer?

Screening (KYT), identity checks (KYC) and approvals run before funds move, under the rules the institution sets. A transfer that fails a check is held and does not leave the institution's custody. Travel Rule support aligned with FIC Directive 9 is on the 2026 roadmap.

Is Arrel independently audited?

Yes. Arrel is certified to ISO 27001 for information security management and has completed a SOC 2 Type II examination of its controls. Reports can be requested through the Trust center.

Does Arrel hold our assets?

No. Assets stay with the custody technology you choose, such as Fireblocks or Sodot. Arrel is a technology provider and is never the regulated party.

Working with Arrel

How do we start?

Talk to Arrel's team for a technical walkthrough of your current stack, or request sandbox access for your engineers. Write to support@arreltech.com or use the contact form.

Is there a public API reference?

Documentation, the API reference and SDKs are shared with institutions on request during evaluation. Request sandbox access below.

Is there a sandbox?

Yes. Sandbox access is given on request to engineering teams at African institutions evaluating DAPL.

Can we start with one use case?

Yes. Most institutions start with one job, such as stablecoin settlement or payouts, and add modules as they grow.