DAPL: one API layer for African financial institutions.

DAPL, Arrel's Digital Asset Platform, sits between your systems and your providers. Eight modules, one integration, your licence.

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The layer between African institutions and every provider.

Without DAPL, every system is wired to every provider. With DAPL, your systems integrate once, and every request clears the same checks before it is routed.

Before and afterTwelve point-to-point integrations become one.

Request traceEvery request clears policies, screening and routing inside DAPL.

Trade across 11 venues through one connection.

DAPL connects to centralised and decentralised venues, African venues first. Orders are routed by the rules you set, and every fill is recorded against the account it belongs to.

VALR, Luno and Xago alongside Binance, Kraken and more
Routing by rule, not by rebuild
Conversion into local currencies such as ZAR

ConvertUSDC to ZAR

250,000USDC

VenueSelected by ruleVALR

ChecksBefore executionClear

OrderFilled

Illustrative interface

Custody technology you choose, behind one wallet model.

DAPL works with MPC custody technology from Fireblocks and Sodot. Keys stay with the custody technology you select; Arrel never holds client assets.

MPC: keys split so no single party can move funds alone
Fireblocks and Sodot behind the same API
Change custody provider by configuration

WalletsCustody

Treasury walletFireblocksUSDC 1,200,000

Client mandate 014SodotUSDC 350,000

Payout batchFireblocksUSDC 80,000

Illustrative interface

One address book, every major chain.

Create and manage wallets on Ethereum, Bitcoin, Stellar, Polygon, Tron, BNB Smart Chain, Base, Arc, Arbitrum One and Optimism from one place, with whitelisted addresses and the same controls on every network.

Whitelisted counterparties per wallet
The same policies on every chain

Address bookWhitelist

Counterparty ASettlement partnerWhitelisted

Counterparty BPayout partner, KenyaWhitelisted

Unknown addressBlocked

Illustrative interface

Settle in stablecoins, inside your own licence.

Move value with counterparties in USDC, with screening and approvals before anything leaves your custody.

Settlement in USDC
Settlement to local currency through the venue you choose
Two-person approval for large movements

SettlementUSDC

1,000,000USDC

ScreeningClear

Approvals2 of 2

StatusSettled

Illustrative interface

Checks before money moves.

Transaction screening (KYT, know-your-transaction) with Chainalysis or LedgerBrain and identity checks (KYC, know-your-customer) with Sumsub run on every transfer, with anti-money-laundering (AML) monitoring. A failed check holds the transfer in your custody. Travel Rule support through Sumsub's GTR network, aligned with FIC Directive 9, is on the 2026 roadmap.

KYT with Chainalysis or LedgerBrain, KYC and KYB with Sumsub
Sanctions screening and ongoing monitoring
Travel Rule (FATF Recommendation 16, FIC Directive 9): 2026 roadmap

Incoming transferUSDC 50,000

Screening (KYT)ChainalysisClear

Identity (KYC)SumsubVerified

Sanctions screeningClear

Illustrative interface

Your rules, enforced on every transfer.

Control and oversight across every provider. You set the rules, thresholds and permissions; DAPL applies them before anything moves.

Counterparty risk control: automated, policy-driven rules that limit exposure across providers
Governance and policy engine: rules, thresholds and permissions that keep operations consistent
Audit and transparency: hierarchical users, modular permissions and full audit logs
User administration console: delegate roles and responsibilities, with every action traceable

Approval ruleActive

Transfers above USDC 100,000 need two approvers

Treasury leadApproved

Compliance officerApproved

Illustrative interface

One record for every movement.

Every transfer carries who requested it, who approved it, which checks ran and which provider handled it. Records export for auditors, regulators and tax reporting such as CARF in South Africa.

Who, what, when and which provider, in one record
Exports for auditors and regulators
Records kept for CARF reporting from 1 March 2026

Audit logTransfer 7731

RequestedTreasury team09:14

ScreenedChainalysis · Clear09:14

Approved2 of 209:21

SettledFireblocks09:22

Illustrative interface

Issue and manage tokenized instruments.

Put an instrument such as a share register on-chain. Transfers between holders are checked against the issuer's rules before they are recorded, and the register can be read at any time.

Issuer rules applied to every transfer
A register that is always current
Built for a South African issuer's share register

Share registerOrdinary shares

Holder A12,000

Holder B8,500

Transfer A to C1,000 sharesAllowed

Register updatedRecorded

Illustrative interface

Capital efficiency, automated.

Treasury, liquidity and FX operations run on rules you set, across every venue and wallet DAPL connects.

DAPL Sweep™Monitoring

Target level 50% per venue

VALR82%

Luno28%

Binance66%

Kraken22%

Moved this cycleUSDC 0

Portfolio management

Track exposure, calculate NAV and diversify assets in real time, with automated performance monitoring across exchanges and wallets.

Treasury automation

Automate scheduled fiat withdrawals and treasury flows, with complete oversight of balances across wallets and exchanges.

DAPL Sweep™

Rebalance liquidity across venues automatically, keeping balances at the levels you set and removing operational friction.

FX controls

Hold, set limits and automate currency flows across venues, reducing FX exposure and keeping cross-border settlement cost-efficient.

Business logic, built around your clients.

The intelligence layer between infrastructure and clients. Every capability is configurable per client, per mandate and per jurisdiction. There is no fixed product: the client defines the rules, DAPL applies them.

OTC / RFQPricing engineAlgorithmic tradingFee managementRemittance managementPortfolio rebalancingExports and auditingPerformance tracker

Example · Pricing module, configured per clientAn asset manager sets its own price formula. DAPL aggregates the sources, applies the weights and routes at the composite price in real time.

Custom pricing per mandate

Each client or fund sets its own price formula, sources and weights.

Fee structures clients control

Management fees, spreads and transaction fees, configured per client and calculated automatically.

Automated rebalancing

Drift thresholds trigger rebalance flows across all accounts at once.

Audit-ready exports

Every price, decision and routing step is logged and exportable for compliance.

AAMP, the Arrel Asset Management Platform.

Built on DAPL. Piloted for a client. Ready for institutional asset managers. A client needed it, and DAPL made it possible in weeks.

01
The client need
Asset managers running segregated mandates needed hierarchy, permissions, mandate controls and compliance overlays above the execution layer, without replacing it.
02
The foundation was already there
DAPL already handled custody, compliance, pricing, reporting and exchange connectivity. No new infrastructure, no new compliance layer: a new product on top.
03
AAMP launched
Hierarchical accounts, automated rebalancing, mandate controls, KYT overlays and immutable audit trails shipped fast, because the hard part was already built.

Key capabilities

1Hierarchical account structures (manager → adviser → client)
2Bundle allocation with policy-controlled automated rebalancing
3Role-based permissions and segregation of duties
4Integrated KYT and compliance reporting overlays
5Pre-trade validation against balance and policy rules
6Post-trade attribution and immutable audit trails
7Mandate-level visibility and audit trails

Four ways to run DAPL.

Arrel adapts to every client, with flexible ways to deploy and access DAPL.

# Illustrative, not the published API

POST /transfers

{ "asset": "USDC", "amount": "250000" }

200 screening: clear · approvals: 1 of 2

API

API-based connection

Maximum flexibility

Direct access to all modules and data flows
Build and extend your own business logic on top
Full control over routing and orchestration

Best suited forEngineering teams with existing infrastructure

DAPL web app

Total balance

USD 0

Web app

Web app access

Immediate onboarding

Onboard through Arrel's web application, no heavy technical lift
DAPL features and integrations out of the box
No infrastructure setup, operational from day one

Best suited forTeams that want to move fast without engineering overhead

Your bank

Wallet

USDC 48,200

SendReceive

Payout · KenyaSettled

White-label

White-labelled solutions

Your brand, our engine

Production-ready modules under your own brand
Full UI and experience customisation
Arrel stays invisible to end clients

Best suited forInstitutions that want branded client-facing products

CustodyVenuesCompliancePricingTreasuryTokenization

Your deployment

Tailored

Tailored solutions

Purpose-built for you

Arrel scopes, designs and builds with you
The right DAPL modules for your use case and regulatory context
Custom business logic, integrations and compliance overlays in your systems

Best suited forComplex, institution-scale deployments

DAPL for African institutions, explained.

What are DAPL's modules?

DAPL has eight modules behind one API: execution, custody orchestration, wallets and chains, stablecoin settlement, compliance, governance and controls, audit and reporting, and the tokenization engine. Institutions in Africa use the modules they need and add others later.

Does Arrel hold our assets?

No. Assets stay with the custody technology you choose, such as Fireblocks or Sodot. Arrel is a technology provider and is never the regulated party.

Can we change a provider later?

Yes. DAPL sits above the providers, so a new custodian, venue or screening tool is a configuration change. Your own systems keep talking to the same API.

How does DAPL handle compliance?

Screening (KYT) with Chainalysis or LedgerBrain, identity checks (KYC) with Sumsub and AML monitoring run before funds move. A transfer that fails is held in your custody. Travel Rule support through Sumsub's GTR network, aligned with FIC Directive 9, is on the 2026 roadmap.

Where can DAPL be deployed?

Inside your own regulatory perimeter or a licensed partner's, in the African markets in scope: South Africa, Mauritius, Kenya, Nigeria, Ghana, Mozambique and Botswana, with the UAE as a gateway.