# Institutions: banks, PSPs and asset managers in Africa | Arrel

URL: https://arreltech.com/platform/institutions

> How African banks, payment providers, asset managers, exchanges, fintechs and issuers build on DAPL, Arrel's digital asset infrastructure for Africa.

# Built for Africa's banks, PSPs and asset managers.

Six kinds of regulated institution across Africa build on DAPL. Each keeps its licence, its providers and its counterparties, and adds one layer.

[Talk to us](https://arreltech.com/company/contact-sales) [Request sandbox](https://arreltech.com/developers#sandbox)

Institutions

[01 **Banks** Settle cross-border in stablecoins](#banks) [02 **PSPs and remitters** Accept and pay out](#psps-remitters) [03 **Asset managers** Run client mandates](#asset-managers) [04 **Exchanges and brokers** Connect venues through one API](#exchanges-brokers) [05 **Fintechs** Embed digital assets](#fintechs) [06 **Issuers** Tokenize a register](#issuers)

Banks

## Settle cross-border in stablecoins.

Integrate DAPL's modules into your own systems through our APIs, or offer digital assets to your clients by white-labelling the platform, inside your own licence.

What you keep

Your licence, your custodian, your correspondent relationships and your core banking system.

What DAPL adds

Stablecoin settlement, venue access and compliance checks on every transfer, through one API.

Modules[Stablecoin settlement](https://arreltech.com/platform/dapl#stablecoin-settlement) [Compliance](https://arreltech.com/platform/dapl#compliance) [Governance and controls](https://arreltech.com/platform/dapl#governance-and-controls)

PSPs and remitters

## Accept and pay out.

Offer instant cross-border payments at lower cost, with automated fiat off-ramps and screening on every transfer.

What you keep

Your brand, your customers, your payout partners and your licence.

What DAPL adds

Receive, convert and pay out across African corridors, with screening before funds move.

Modules[Stablecoin settlement](https://arreltech.com/platform/dapl#stablecoin-settlement) [Execution](https://arreltech.com/platform/dapl#execution) [Compliance](https://arreltech.com/platform/dapl#compliance)

Asset managers

## Run client mandates.

Manage funds and portfolios with automated rebalancing and execution across venues and custody, with approvals and reporting in one place.

What you keep

Your mandates, your clients, your custody provider and your reporting.

What DAPL adds

Segregated wallets per mandate, routing across venues, approvals and one record per mandate.

Modules[Execution](https://arreltech.com/platform/dapl#execution) [Custody orchestration](https://arreltech.com/platform/dapl#custody-orchestration) [Audit and reporting](https://arreltech.com/platform/dapl#audit-and-reporting)

Exchanges and brokers

## Connect venues through one API.

Reach 11 venues for liquidity through one integration, and route by rule instead of by rebuild.

What you keep

Your order book, your clients and your liquidity relationships.

What DAPL adds

Access to 11 venues for liquidity through one integration, with routing by rule.

Modules[Execution](https://arreltech.com/platform/dapl#execution) [Wallets and chains](https://arreltech.com/platform/dapl#wallets-and-chains)

Fintechs

## Embed digital assets.

Embed wallets, conversion and stablecoin payments in your app without building each provider integration.

What you keep

Your app, your users and your product roadmap.

What DAPL adds

Wallets, conversion and stablecoin payments behind one API, without building each provider integration.

Modules[Wallets and chains](https://arreltech.com/platform/dapl#wallets-and-chains) [Stablecoin settlement](https://arreltech.com/platform/dapl#stablecoin-settlement) [Compliance](https://arreltech.com/platform/dapl#compliance)

Issuers

## Tokenize a register.

Issue and manage tokenized instruments, such as a share register, with transfers checked against your rules.

What you keep

Your instrument, your holders and your rules.

What DAPL adds

A tokenized register where every transfer is checked against your rules before it is recorded.

Modules[Tokenization engine](https://arreltech.com/platform/dapl#tokenization-engine) [Governance and controls](https://arreltech.com/platform/dapl#governance-and-controls)

## African institutions on DAPL, explained.

Which African institutions build on DAPL?

Banks, payment providers and remitters, asset managers, exchanges and brokers, fintechs and issuers across Africa, in markets in scope including South Africa, Mauritius, Kenya, Nigeria, Ghana, Mozambique and Botswana.

Do we need our own licence?

Not necessarily. DAPL runs inside your own regulatory perimeter or inside a licensed partner's, for example an FSCA-licensed partner in South Africa.

Do we have to change our current providers?

No. You keep the custodian, venues and screening tools you use today and connect them through DAPL. New providers can be added later by configuration.

How long does a launch take?

Typically weeks instead of the 6 to 12 months of a direct build across several providers, because DAPL is already connected to the providers and the compliance checks.

Can we start with one use case?

Yes. Most institutions start with one job, such as stablecoin settlement or payouts, and add modules as they grow.