# DAPL: digital asset platform for African institutions | Arrel URL: https://arreltech.com/platform/dapl > DAPL connects custody, 11 venues, major chains, stablecoin settlement and compliance for African financial institutions through one API, inside your licence. # DAPL: one API layer for African financial institutions. DAPL, Arrel's Digital Asset Platform, sits between your systems and your providers. Eight modules, one integration, your licence. [Talk to us](https://arreltech.com/company/contact-sales) [Request sandbox](https://arreltech.com/developers#sandbox) ## The layer between African institutions and every provider. Without DAPL, every system is wired to every provider. With DAPL, your systems integrate once, and every request clears the same checks before it is routed. **Before and after** Twelve point-to-point integrations become one. **Request trace** Every request clears policies, screening and routing inside DAPL. ## Trade across 11 venues through one connection. DAPL connects to centralised and decentralised venues, African venues first. Orders are routed by the rules you set, and every fill is recorded against the account it belongs to. - VALR, Luno and Xago alongside Binance, Kraken and more - Routing by rule, not by rebuild - Conversion into local currencies such as ZAR ## Custody technology you choose, behind one wallet model. DAPL works with MPC custody technology from Fireblocks and Sodot. Keys stay with the custody technology you select; Arrel never holds client assets. - MPC: keys split so no single party can move funds alone - Fireblocks and Sodot behind the same API - Change custody provider by configuration ## One address book, every major chain. Create and manage wallets on Ethereum, Bitcoin, Stellar, Polygon, Tron, BNB Smart Chain, Base, Arc, Arbitrum One and Optimism from one place, with whitelisted addresses and the same controls on every network. - Whitelisted counterparties per wallet - The same policies on every chain ## Settle in stablecoins, inside your own licence. Move value with counterparties in USDC, with screening and approvals before anything leaves your custody. - Settlement in USDC - Settlement to local currency through the venue you choose - Two-person approval for large movements ## Checks before money moves. Transaction screening (KYT, know-your-transaction) with Chainalysis or LedgerBrain and identity checks (KYC, know-your-customer) with Sumsub run on every transfer, with anti-money-laundering (AML) monitoring. A failed check holds the transfer in your custody. Travel Rule support through Sumsub's GTR network, aligned with FIC Directive 9, is on the 2026 roadmap. - KYT with Chainalysis or LedgerBrain, KYC and KYB with Sumsub - Sanctions screening and ongoing monitoring - Travel Rule (FATF Recommendation 16, FIC Directive 9): 2026 roadmap ## Your rules, enforced on every transfer. Control and oversight across every provider. You set the rules, thresholds and permissions; DAPL applies them before anything moves. - Counterparty risk control: automated, policy-driven rules that limit exposure across providers - Governance and policy engine: rules, thresholds and permissions that keep operations consistent - Audit and transparency: hierarchical users, modular permissions and full audit logs - User administration console: delegate roles and responsibilities, with every action traceable ## One record for every movement. Every transfer carries who requested it, who approved it, which checks ran and which provider handled it. Records export for auditors, regulators and tax reporting such as CARF in South Africa. - Who, what, when and which provider, in one record - Exports for auditors and regulators - Records kept for CARF reporting from 1 March 2026 ## Issue and manage tokenized instruments. Put an instrument such as a share register on-chain. Transfers between holders are checked against the issuer's rules before they are recorded, and the register can be read at any time. - Issuer rules applied to every transfer - A register that is always current - Built for a South African issuer's share register ## Capital efficiency, automated. Treasury, liquidity and FX operations run on rules you set, across every venue and wallet DAPL connects. **DAPL Sweep™** Monitoring Target level 50% per venue VALR 82% Luno 28% Binance 66% Kraken 22% Moved this cycle **USDC 0** Portfolio management Track exposure, calculate NAV and diversify assets in real time, with automated performance monitoring across exchanges and wallets. Treasury automation Automate scheduled fiat withdrawals and treasury flows, with complete oversight of balances across wallets and exchanges. DAPL Sweep™ Rebalance liquidity across venues automatically, keeping balances at the levels you set and removing operational friction. FX controls Hold, set limits and automate currency flows across venues, reducing FX exposure and keeping cross-border settlement cost-efficient. ## Business logic, built around your clients. The intelligence layer between infrastructure and clients. Every capability is configurable per client, per mandate and per jurisdiction. There is no fixed product: the client defines the rules, DAPL applies them. OTC / RFQ Pricing engine Algorithmic trading Fee management Remittance management Portfolio rebalancing Exports and auditing Performance tracker Example · Pricing module, configured per client An asset manager sets its own price formula. DAPL aggregates the sources, applies the weights and routes at the composite price in real time. Custom pricing per mandate Each client or fund sets its own price formula, sources and weights. Fee structures clients control Management fees, spreads and transaction fees, configured per client and calculated automatically. Automated rebalancing Drift thresholds trigger rebalance flows across all accounts at once. Audit-ready exports Every price, decision and routing step is logged and exportable for compliance. ## AAMP, the Arrel Asset Management Platform. Built on DAPL. Piloted for a client. Ready for institutional asset managers. A client needed it, and DAPL made it possible in weeks. 1. 01 The client need Asset managers running segregated mandates needed hierarchy, permissions, mandate controls and compliance overlays above the execution layer, without replacing it. 2. 02 The foundation was already there DAPL already handled custody, compliance, pricing, reporting and exchange connectivity. No new infrastructure, no new compliance layer: a new product on top. 3. 03 AAMP launched Hierarchical accounts, automated rebalancing, mandate controls, KYT overlays and immutable audit trails shipped fast, because the hard part was already built. Key capabilities 1. 1 Hierarchical account structures (manager → adviser → client) 2. 2 Bundle allocation with policy-controlled automated rebalancing 3. 3 Role-based permissions and segregation of duties 4. 4 Integrated KYT and compliance reporting overlays 5. 5 Pre-trade validation against balance and policy rules 6. 6 Post-trade attribution and immutable audit trails 7. 7 Mandate-level visibility and audit trails ## Four ways to run DAPL. Arrel adapts to every client, with flexible ways to deploy and access DAPL. \# Illustrative, not the published API POST /transfers { "asset": "USDC", "amount": "250000" } 200 screening: clear · approvals: 1 of 2 API ### API-based connection Maximum flexibility - Direct access to all modules and data flows - Build and extend your own business logic on top - Full control over routing and orchestration Best suited for Engineering teams with existing infrastructure DAPL web app Total balance USD 0 Web app ### Web app access Immediate onboarding - Onboard through Arrel's web application, no heavy technical lift - DAPL features and integrations out of the box - No infrastructure setup, operational from day one Best suited for Teams that want to move fast without engineering overhead **Your bank** Wallet USDC 48,200 Send Receive Payout · Kenya **Settled** White-label ### White-labelled solutions Your brand, our engine - Production-ready modules under your own brand - Full UI and experience customisation - Arrel stays invisible to end clients Best suited for Institutions that want branded client-facing products Custody Venues Compliance Pricing Treasury Tokenization Your deployment Tailored ### Tailored solutions Purpose-built for you - Arrel scopes, designs and builds with you - The right DAPL modules for your use case and regulatory context - Custom business logic, integrations and compliance overlays in your systems Best suited for Complex, institution-scale deployments ## DAPL for African institutions, explained. What are DAPL's modules? DAPL has eight modules behind one API: execution, custody orchestration, wallets and chains, stablecoin settlement, compliance, governance and controls, audit and reporting, and the tokenization engine. Institutions in Africa use the modules they need and add others later. Does Arrel hold our assets? No. Assets stay with the custody technology you choose, such as Fireblocks or Sodot. Arrel is a technology provider and is never the regulated party. Can we change a provider later? Yes. DAPL sits above the providers, so a new custodian, venue or screening tool is a configuration change. Your own systems keep talking to the same API. How does DAPL handle compliance? Screening (KYT) with Chainalysis or LedgerBrain, identity checks (KYC) with Sumsub and AML monitoring run before funds move. A transfer that fails is held in your custody. Travel Rule support through Sumsub's GTR network, aligned with FIC Directive 9, is on the 2026 roadmap. Where can DAPL be deployed? Inside your own regulatory perimeter or a licensed partner's, in the African markets in scope: South Africa, Mauritius, Kenya, Nigeria, Ghana, Mozambique and Botswana, with the UAE as a gateway.